Check out these important guidelines that will help you start in your home-buying journey. Can mortgage calculators be trusted? The mortgage calculators on the internet are estimates only that should not be regarded as legally binding. The banks and lenders are able to consider a variety of things they think about when deciding on mortgage interest rates and the eligibility. Federal employees have the option of home loans. Some lenders do offer federal employees special loans and charges. Credit unions in the federal government often provide credit services to employees who work in the relevant federal department. VA Loans are accessible to many military personnel, in active or retired positions. What’s an assisted mortgage? The United States, there are no mortgages that are assisted. What’s with FHA loans? FHA loans are available to financially qualified US citizens who meet specific credit score and downpayment requirements. Lenders make individual determinations about whether a borrower is eligible. If you have questions you may contact the customer service representatives of FHA for clarification. 7nxf76e35c.